finance

Tired of Banks Saying No? Delhi Has Something New for You

  • By Aggrima --
  • Saturday, 11 Oct, 2025

In a move that signals stronger state-level support for small businesses, the Delhi government has announced a ₹55 crore collateral-free loan scheme…

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Practical Strategies for Building a Robust Business Case for Loan and Investor Approval

Securing funding through loans or investors requires a compelling business case that demonstrates viability, strategic planning, and risk mitigation.…

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RBI Proposes Eased Foreign Borrowing Norms: What This Means for MSMEs

  • By Aggrima --
  • Saturday, 04 Oct, 2025

In a significant move aimed at liberalising India's external financing landscape, the Reserve Bank of India (RBI) has released a draft framework…

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EXIM Bank Boosts Credit Support: A New Opportunity for Exporting MSMEs

  • By Aggrima --
  • Wednesday, 01 Oct, 2025

India’s Export-Import Bank (EXIM Bank) has recently ramped up its credit support for exporters, creating…

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Why MSMEs Struggle for Formal Finance and What Banks Look For

India has over 64 million MSMEs but estimates show that only 14–20% of these enterprises access formal credit. The estimated credit gap stands at ₹20–25…

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No Collateral, Big Support: KFC’s Machinery Loan for MSMEs

  • By Aggrima --
  • Thursday, 25 Sep, 2025

The Kerala Financial Corporation (KFC) has introduced a dedicated Machinery Loan Scheme to support micro, small, and medium enterprises (MSMEs) in…

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Financial Health Indicators for MSME Owners: How to Self-Assess Creditworthiness

For micro, small, and medium enterprise (MSME) owners, understanding and evaluating creditworthiness is crucial for securing loans, attracting investors,…

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Setting Up an MSME in Maharashtra Just Got Easier

  • By Aggrima --
  • Saturday, 20 Sep, 2025

The Maharashtra government has announced a landmark reform to ease the establishment of micro and small enterprises (MSEs) and food processing units by…

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