Bharti AXA General launches Health AdvantEDGE plan

Leading non-life insurer, Bharti AXA General Insurance has launched its new and health insurance plan Health AdvantEDGE that provides holistic protection against mounting expenses related to medical exigencies and other healthcare services. It also offers Ayush benefits.

Bharti AXA Health AdvantEDGE is also one of the few healthcare products that offer comprehensive wellness benefits as a key differentiator in the domestic health insurance market. It is specially designed to support the healthcare and wellness needs of customers. The plan covers persons in the age group of 91 days to 65 years, provides hospital cash benefits, air and road ambulance with an additional premium.

Bharti AXA Health AdvantEDGE also offers Ayush benefits wherein all the expenses incurred on treatment in a hospital under Ayurveda, Yoga and Naturopathy Unani, Sidha and Homeopathy and organ donor expenses.

Another unique feature of this plan is a guaranteed cumulative bonus of 20 per cent to the policyholders in a claim-free policy year upon renewal. This feature ensures that the cumulative bonus does not reduce even if there is a claim. It also extends optional maternity benefits to female lives insured between the age of 18 to 45 years, opting for a three-year policy term.

This unique health plan offers a restore benefit that automatically reinstates the basic sum insured in case it is exhausted within the policy year. If the policyholder uses up the entire sum insured and falls ill even if it is for the same illness or condition during the same year, the company will restore 100 per cent basic sum insured. This ensures that the policyholder has requisite coverage at all times and reduces the need for multiple policies.

This new-age health plan provides a holistic cover right from pre-hospitalisation to post-hospitaliaation, in-patient treatment, and day care treatments. It comes with 60 days pre-and 90 days post-hospitalisation cover as well as a wide range of sum insured from Rs 2 lakh to Rs 3 crore with the cashless facility and seamless claim procedure. This allows customers to focus on their treatment, rather than worry about which room to choose against their insurance coverage.